Welcome DT News

  • CONTACT
  • ABOUT US
Deythere
  • Home
  • News
    Uber
    NewsCrypto

    Is Uber Quietly Preparing a Global Crypto Shift in Its Operations?

    Uber is examining stablecoin technology to enhance cross-border payment efficiency and reduce…

    By
    Maxwell Mutuma
    June 6, 2025
    Trump Meme Coin Wallet Shuts Down After Sons Slam It with Legal Threats
    NewsCryptoMarket
    Trump Meme Coin Wallet Shuts Down After Sons Slam It with Legal Threats
    June 6, 2025
    Trump Xi phone call
    NewsCrypto
    Trump–Xi Phone Call Eases Trade War Tensions: Crypto Market Watches Closely
    June 6, 2025
    Why BitMine’s $18M Raise Isn’t Just About Mining—It’s About HODLing
    MarketBitcoinCryptoNews
    Why BitMine’s $18M Raise Isn’t Just About Mining, It’s About HODLing
    June 6, 2025
    Will June 6 US Jobs Data Launch Bitcoin to $115K or Slam the Brakes
    NewsBitcoinBlockchainCryptoMarket
    Will June 6 US Jobs Data Launch Bitcoin to $115K or Slam the Brakes
    June 5, 2025
  • Cryptocurrency
    Uber
    Is Uber Quietly Preparing a Global Crypto Shift in Its Operations?
    6 Min Read
    Trump Meme Coin Wallet Shuts Down After Sons Slam It with Legal Threats
    Trump Meme Coin Wallet Shuts Down After Sons Slam It with Legal Threats
    6 Min Read
    Trump Xi phone call
    Trump–Xi Phone Call Eases Trade War Tensions: Crypto Market Watches Closely
    7 Min Read
    Why BitMine’s $18M Raise Isn’t Just About Mining—It’s About HODLing
    Why BitMine’s $18M Raise Isn’t Just About Mining, It’s About HODLing
    6 Min Read
    Will June 6 US Jobs Data Launch Bitcoin to $115K or Slam the Brakes
    Will June 6 US Jobs Data Launch Bitcoin to $115K or Slam the Brakes
    7 Min Read
    Circle’s NYSE Debut Raises $1B Plus Amid Investor Frenzy
    Circle’s NYSE Debut Raises $1B Plus Amid Investor Frenzy
    5 Min Read
    Previous Next
  • Pages
    • Contact Us
    • Customize Interests
    • My Bookmarks
Reading: Massive Shift: JPMorgan Now Accepts Bitcoin ETFs as Wealth Collateral
Share

[ccpw id=”7831″]

DeythereDeythere
Font ResizerAa
  • Home
  • Crypto
  • Market
  • News
  • Blockchain
  • Contact
Search
  • Home
  • News
  • Cryptocurrency
  • Pages
    • Contact Us
    • Customize Interests
    • My Bookmarks
Have an existing account? Sign In
Follow US
© DT News. All Rights Reserved.
Deythere > News > Crypto > Bitcoin > Massive Shift: JPMorgan Now Accepts Bitcoin ETFs as Wealth Collateral
NewsBitcoinCryptoMoney

Massive Shift: JPMorgan Now Accepts Bitcoin ETFs as Wealth Collateral

Massive Shift: JPMorgan Now Accepts Bitcoin ETFs as Wealth Collateral
Jane Omada Apeh
Last updated: June 5, 2025 8:33 am
By
Jane Omada Apeh
Published June 5, 2025
7 Min Read
Share

Based on available reports, JPMorgan has now decided to allow its wealthy clients borrow against spot Bitcoin ETFs, one of the most direct integrations of digital assets into traditional finance by a US bank. As reported by Bloomberg on June 4, the bank is rolling out the service globally across its wealth management and trading divisions.

Contents
Bitcoin ETFs Join Real Estate and Stocks as Acceptable CollateralIBIT Leads the Way, Expansion ExpectedFrom Dimon’s Doubts to Desk-Level DeploymentCrypto Now Counts in Net Worth CalculationsInstitutional Bitcoin Integration Goes MainstreamConclusion: A New Frontier in Bitcoin-Backed FinanceFAQsWhat’s JPMorgan’s new crypto lending program?Why BlackRock’s iShares Bitcoin Trust (IBIT) first?Will crypto holdings be included in net worth assessments?Is Jamie Dimon still anti-Bitcoin?Can other ETFs or crypto assets be used as collateral?GlossarySources

Despite CEO Jamie Dimon’s continued skepticism towards the underlying tech, this bridges the gap between crypto and traditional finance as an institutional recognition of Bitcoin.

Bitcoin ETFs Join Real Estate and Stocks as Acceptable Collateral

The structure is quite simple, JPMorgan will allow clients to use shares of spot Bitcoin ETFs (starting with BlackRock’s iShares Bitcoin Trust (IBIT)) as collateral when applying for loans. The service is aimed at the bank’s ultra-high net worth individuals, many of whom already have notable crypto exposure through ETFs.

According to sources, JPMorgan’s financial advisors will now include crypto ETFs in net worth assessments, treating them the same as traditional secured assets like real estate, publicly traded stocks and even luxury cars.

This is big given the long hesitation of major US banks to offer crypto-backed credit services. Previously, the volatility of digital assets and unclear regulations had made many financial institutions wary of including them in risk-sensitive areas like secured lending.

Bitcoin ETFs
JPMorgan Greenlights Bitcoin ETFs

IBIT Leads the Way, Expansion Expected

For now, JPMorgan’s crypto-collateralisation program will start with IBIT, the largest US-based spot Bitcoin ETF. Launched in 2024, IBIT has seen massive adoption, with over $40.5 billion in inflows and over $70.1 billion in AUM.

Given IBIT’s lower volatility compared to direct crypto holdings and its transparent structure, it’s a lower risk way for banks to get into Bitcoin. Sources say other ETFs could be added to the program depending on client uptake and internal risk assessments.

This is in line with industry sentiment that asset-backed financial products tied to Bitcoin are emerging as the preferred way for institutional-grade exposure to crypto.

From Dimon’s Doubts to Desk-Level Deployment

JPMorgan has changed its tune on Bitcoin. It’s no news that CEO Jamie Dimon had always been vocal about his dislike of crypto, calling it a “fraud” in 2017 and repeating his skepticism in recent years. However, current reports have it he has also acknowledged customer interest.

Most recently, he said he’s still not convinced by crypto but the bank will “defend people’s right to buy Bitcoin” and will meet demand pragmatically.

Crypto Now Counts in Net Worth Calculations

One of the most under-the-radar changes from JPMorgan is that crypto will now be included in net worth and liquidity assessments. Internal documents show advisors will now factor in Bitcoin ETF holdings when evaluating a client for various financial products, including credit lines and investment leverage.

This changes how crypto is treated in the legacy banking system. Where crypto was previously considered speculative and excluded from formal wealth analysis, JPMorgan’s new model is basically treating it as blue-chip stocks, bonds and real estate.

For high-net-worth individuals with millions in crypto, this may unlock access to capital that was previously unavailable without liquidating crypto positions.

Institutional Bitcoin Integration Goes Mainstream

Bitcoin adoption has surged in 2025 with public companies adding BTC to their balance sheets and pension funds getting indirect exposure via ETFs. BlackRock, Fidelity and Invesco have seen strong demand for their spot Bitcoin products and how investors approach crypto allocation.

JPMorgan Greenlights Bitcoin ETFs
JPMorgan Greenlights Bitcoin ETFs

This institutional wave has been driven by regulatory clarity, especially after the SEC approved multiple spot Bitcoin ETFs earlier this year. By reducing custody risks and enabling standard brokerage access, ETFs have removed several structural barriers that kept Bitcoin out of traditional portfolios.

Conclusion: A New Frontier in Bitcoin-Backed Finance

By offering credit lines against spot BTC ETFs, JPMorgan is serving client demand and also legitimizing digital assets in private wealth strategy. Despite Jamie Dimon’s reservations, JPMorgan has now joined the growing list of legacy institutions recalibrating their crypto stance.

The implications go beyond loans; the inclusion of crypto in net worth calculations means Bitcoin may now be part of the financial architecture of tomorrow.

FAQs

What’s JPMorgan’s new crypto lending program?

JPMorgan will allow its wealthy clients to use spot Bitcoin ETFs, starting with BlackRock’s IBIT, as collateral for loans across its trading and wealth management arms.

Why BlackRock’s iShares Bitcoin Trust (IBIT) first?

IBIT is the largest and most liquid spot Bitcoin ETF, with over $70 billion in assets. Its structure and scale make it the safest first choice for credit collateral.

Will crypto holdings be included in net worth assessments?

JPMorgan will include Bitcoin ETF positions in net worth and liquidity calculations, just like stocks or real estate.

Is Jamie Dimon still anti-Bitcoin?

Dimon remains a crypto skeptic but has acknowledged the bank’s duty to meet client demand. JPMorgan’s new lending program is a pragmatic move.

Can other ETFs or crypto assets be used as collateral?

Only IBIT is eligible for now. But JPMorgan may add other ETFs in the future depending on market conditions and client adoption.

Glossary

Bitcoin ETF: An exchange-traded fund that tracks the price of Bitcoin, so you can invest in BTC through regulated financial markets.

Collateralized Loan: A loan that’s secured by an asset—in this case, a Bitcoin ETF—that the lender can take if you default.

Net Worth Assessment: A financial calculation that’s your total assets minus liabilities, which banks use to determine creditworthiness.

IBIT (iShares Bitcoin Trust): BlackRock’s spot Bitcoin ETF, currently the biggest by inflows and assets.

Wealth Management Division: A part of the bank that offers financial services and investment strategies for high net worth individuals.

Sources

Bloomberg

SosoValue

Matthew Sigel on X

Advertising

For advertising inquiries, please email . [email protected] or Telegram

Texas Blockchain Council Backs Ted Cruz for Senate

Why Qubetics’ dVPN, Cardano’s Sustainability, and Tron’s Scalable dApps Are Dominating Conversations Around the Best Cryptos for Massive Return Potential

Best New Meme Coins to Invest in December 2024: How BTFD Coin, Floki Inu, and Moo Deng Redefine Crypto Gaming and Massive Returns

Meme Coin Presale Frenzy: Arctic Pablo Coin’s Journey to $0.10 Gains Traction – The Best New Meme Coin to Buy This Week Alongside Snek and SPX6900’s Momentum

Altcoin Investor Makes 1,000x Profit in Hours! What’s the Secret?

TAGGED:Bitcoin ETFsInstitutional FinanceJPMorganJPMorgan Bitcoin ETFsLoan CollateralWall Street

Sign Up For Daily Newsletter

Be keep up! Get the latest breaking news delivered straight to your inbox.
By signing up, you agree to our Terms of Use and acknowledge the data practices in our Privacy Policy. You may unsubscribe at any time.
Share This Article
Facebook Email Copy Link Print
ByJane Omada Apeh
Follow:
Omada is an experienced crypto journalist delivering in-depth analysis and insights on the ever-evolving world of cryptocurrency and blockchain. Her expertise spans market trends, regulatory developments, and innovative use cases. She is dedicated to providing accurate and engaging content for crypto enthusiasts and newcomers alike.
Previous Article Who Really Owns the Trump Wallet? Magic Eden Silent as Family Threatens Action Who Really Owns the Trump Wallet? Magic Eden Silent as Family Threatens Action
Next Article Trump Bitcoin strategy How Bitcoin Becomes Diplomatic Currency in Trump-Bukele Strategic Meeting
Leave a Comment

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Follow US

Find US on Socials
FacebookLike
XFollow
YoutubeSubscribe
TelegramFollow
Subscribe to our newslettern

Get Newest Articles Instantly!

- Advertisement -
Ad image
Popular News
crypto 2024
Crypto Derivatives Market Heats Up as Innovative Products Emerge
crypto approval
Blockchain Revolutionizes Energy Markets with Decentralized Trading Platforms
crypto news
Cutting-Edge Mining Technologies Drive Efficiency in Cryptocurrency Production

Follow Us on Socials

We use social media to react to breaking news, update supporters and share information

Twitter Youtube Telegram Linkedin
Deythere

DT News influence 20 million users and is the number one business blockchain and crypto news network on the planet.

Subscribe to our newsletter

You can be the first to find out the latest news and tips about trading, markets...

Menu

  • Home
  • News
  • Sitemap
© DT News. All Rights Reserved.
Banner 1
Banner 2
Welcome Back!

Sign in to your account

Username or Email Address
Password

Lost your password?

  • English