Binance Lists Ripple’s RLUSD With Zero Trading Fees

This article was first published on Deythere.

Binance has announced spot trading support for Ripple’s RLUSD with zero trading fees on various pairs. This is expected to positively improve the market liquidity of RLUSD, expand its use case in all fields and give it a push among the elite league of stablecoins. 

Although larger stablecoin market leaders like Tether’s USDT and Circle’s USDC still lead the way, RLUSD  stands among newer assets securing spaces with placements at exchanges and new use cases. 

Binance Zero-Fee and Market Entry

Binance opened trading for RLUSD stablecoin spot pairs including RLUSD/USDT, RLUSD/U and XRP/RLUSD on January 22, 2026 at 08:00 UTC, immediately subsidizing fees by launching a zero-fee promotion for some markets. 

Deposits were allowed prior to the launch, with withdrawals following quickly after, meaning traders had numerous ways of entering the new pairs. 

The fee waiver is an element of Binance’s overall market strategy of aggressively seeding order book depth and trading activity for newly listed assets, a method that has helped stablecoin liquidity dynamics in the past. 

Industry observers say that the zero-fee trading can change the way liquidity flows are settled, attracting market makers and high-frequency desks hoping to capitalize on tight spreads and deep order books. 

The impact is typically a sharper implementation, reduced slippage and a healthier trading environment around the listed asset, all contributing factors that supports RLUSD competition in the stablecoin market. 

The addition of Binance is also a show of confidence in RLUSD’s operational readiness; support is initially rolling out on Ethereum with direct XRPL integration coming soon after, further extending the stablecoin’s network reach to decentralized and centralized systems. 

RLUSD’s Place  in The Stablecoin Market

Despite the recent surge in trading interest, RLUSD is still dwarfed by many of the world’s biggest stablecoins. Data from 2025 shows that leading the market are stablecoin issuers like USDT and USDC, sharing more than two-thirds of the total market cap, with values far larger than smaller counterparts.

Its current circulating supply is within the top ten dollar-pegged stablecoins, but far behind its leading competitors. 

At the time of the listing announcement, RLUSD sits at a market cap above 1 billion dollars and is the 10th largest dollar-backed stablecoin, which is no small feat for an asset that is relatively recent and has witnessed more than 1200% annual growth. 

About 80% of RLUSD’s liquidity is on Ethereum, the other 20% resides on the XRP Ledger, indicating a multi-chain adoption and liquidity distribution. 

Stablecoin dominance from 2025 data still reveal a concentrated market where USDT and USDC hold about 88% of the total stablecoin market cap, with fledgling tokens such as Ethena USDe and several others seeing growth in targeted areas. 

The rise of RLUSD is a notable one, but one that exists in an ecosystem where dislodging current market leaders will require sustained issuance and adoption.

How This Affects the Growth of RLUSD Stablecoin

The combination of Exchange Access, Dual-Chain Support and Liquidity Incentives, lays the foundation for RLUSD’s next growth path.

Zero-fee trading pairs serve a role that goes beyond cost-cutting, they function as temporary liquidity magnets which deepen order books, attract arbitrage flows and make assets like RLUSD into the default rails for some trading corridors between markets, especially when competition with other venues is charging fees. 

Binance is also planning to add RLUSD into the their portfolio margin and Binance Earn programs. Portfolio margin inclusion allows institutional and advanced retail traders to use RLUSD as eligible collateral for leveraged positions,  the Earn feature of RLUSD can provide yield opportunities for holders, making it also a holdable asset. 

This expansion follows the same route of how newer stablecoins have been seeing adoption; not by starkly displacing incumbents overnight but incorporating themselves into numerous workflows such as trading, collateralization, lending and cross-chain settlement rails,  to increase their economic footprint. 

Regulatory and Institutional Context

RLUSD is designed with growth, and regulated compliance and transparency features that differentiate it from numerous algorithmic rivals. 

Ripple only offers RLUSD under clear-cut trust frameworks with monthly independent audits and proof-of-reserves reporting, all designed to guarantee that each RLUSD is 1-to-1 backed by U.S. dollar deposits, short-term Treasuries, or cash equivalents. 

This level of transparency serves to build confidence with institutional participants concerned about peg instability or opacity around reserves, an issue which has plagued other stablecoin issuers in previous cycles.

Furthermore, Ripple’s network of institutional partners and acquisitions (like GTreasury) offers infrastructure designed to integrate RLUSD into enterprise treasury and payment workflows. The strategy aims to ingrain the stablecoin further into financial systems where balances are held for settlement, liquidity management or cross-border transfers. 

Nonetheless, dethroning incumbents such as USDT or USDC, especially to the top 3 market cap spectrum, will require consistent net issuance and continuous on-chain and off-chain adoption. 

Conclusion

The next chapter for RLUSD stablecoin growth has begun with Binance’s listing at a zero-fee rate and multi-carrier access. 

This arrangement increases RLUSD’s liquidity, network penetration and trader utility while increasing the stablecoin usage beyond niche corridors towards mainstream exchange flow. 

Even as RLUSD still consolidates to a market size that is smaller than more established stablecoins, its acceleration of growth, cross-chain nature, and institutional-oriented proposition are an indication that it will continue evolving within a maturing space. 

Glossary

Stablecoin: A cryptocurrency whose value is pegged to a fiat currency, such as the U.S. dollar, and that’s designed for use in trading, payments and settlement.

Zero-fee-trading: A promotional program, available for a limited period of time, in which there are no transaction fees between specific trading pairs to encourage higher liquidity and order volume.

Portfolio margin: A risk-based margin system that allows certain assets to be used as collateral for leveraged positions.

DeFi lending markets: Decentralized finance platforms where users can lend or borrow crypto assets without traditional intermediaries between them.

Frequently Asked Questions About RLUSD Stablecoin Growth

What is RLUSD stablecoin?

RLUSD is a U.S. dollar-denominated stablecoin designed and provided by Ripple to enable compliant, transparent and enterprise-grade stablecoin utility across decentralized finance and institutional tradfi activities. 

Why is Binance listing a big deal for RLUSD?

Binance’s listing especially with zero-fee promotion  brings RLUSD to the masses and demonstrates top liquidity through major trading pairs on a big exchange, enabling it to interoperate with broader market as soon as possible.

Is RLUSD one of the most popular stablecoins today?

RLUSD is one of the top ten U.S. dollar-pegged stablecoins by market cap, although it trails well behind heavyweights like USD Coin (USDC) and Tether (USDT), which account for most of the market. 

What is the difference of RLUSD from other stablecoins?

RLUSD stablecoin focuses on regulatory compliance, audit transparency and multi-chain design (Ethereum and XRPL) with utility beyond trading to include enterprise treasury and payment applications. 

Will RLUSD replace USDT or USDC?

As exciting as RLUSD’s expansion is, dethroning the likes of USDT and USDC will take sustained issuance, greater uptake across trading and financial railings, and continuous adoption into settlement and liquidity systems. 

References

Binance

Ripple
Crypto Economy
CoinLedger
CoinMarketCap
CryptoSlate